- Flexible set up – you decide deposit and term to suit your financial needs.
- Low, Fixed Monthly Payments – you know all payments from day one.
- A Better Car – you may be able to get a newer, higher specification car compared to a Hire Purchase agreement.
- Flexibility – You can change the car at any point during your agreement if it financially works.
Introduction to PCP options
Personal Contract Purchase, also known as PCP, offers great flexibility at the end of the agreement, combined with fixed, low monthly payments.
At the beginning of the agreement we will get a guaranteed future value generated, based on an agreed mileage. This is then deferred as a final payment made at the end of the agreement.
PCP offers great flexibility at the end of the agreement
useful information
If you choose to return the vehicle at the end of the agreement, additional charges may be applied if you have exceeded the mileage limit or the vehicle has any damage not considered to be fair wear and tear
At the end of the agreement you have several options:
- Purchase the car, by paying the final balloon
- Part-exchange the car, using any equity towards your next vehicle
- Sell the car privately, retaining any equity once the balloon has been paid
- Refinance the final balloon payment
- Return the car to the finance company
- We can help you with all the above options to make it easy for you
We understand that finance is confusing, we will talk you through it to make sure you have all the information you need to make an informed choice.
We can run comparison quotes so you can decide which plan works best for you.
Vehicle Finance
Why Finance With Us?
Industry Knowledge
Our knowledge is your power
Bespoke funding
We tailor make our funding packages to suit your requirements
Personal Service
You will always have a direct line to your personal Account Manager who will deliver a class leading level of service
Competitive Rates
We are independent and will search over 30 lenders to get you the very best deal
We Care
We believe that no other company will work around you like we will, we will be available whenever and wherever you need us
We Offer More
We are working with carefully selected partners that will offer our clients exclusive discounts on products and services
Testimonials
"It was a pleasure dealing with Helen refinancing my existing agreement, Helen managed to get me a new agreement with a lower APR and a shorter term. Helen was very professional, helpful and was not pushy when it came to closing the deal. The customer service was excellent and Helen even visited my offices to make completion of the paperwork quicker and easier for me."
"Excellent, Professional service. Helen found me the best deal on the market with a very quick turnaround."
"Helen has helped to fund several clients that we have been unable to fund ourselves. Helen has helped us keep the deals going profitably and made the transactions easy for both us and the clients."
"Fantastic Helen, Thank you very much ."
"I recently purchased a car and I am very pleased with the prompt service. Helen [has] been really helpful and always on call to provide a satisfactory service. Any request or enquiry was never an issue and Helen was always available to help. Thank you so much for all your help. Kind regards, Luciana"
"I would highly recommend Lillian Stanley, the service received was perfect from start to finish.
I will be using them again without a doubt to finance more assets for my company."
"Brilliant service & extremely positive experience, I would definitely recommend and use this company again."
"Helen you made it possible
From the very beginning of speaking with Helen I felt confident of the advice she was giving as well the connections and deals she could arrange for me. Helen was able to not only find a lender who would Provide the leasing but also at a better rate than any of her competitors including the supposedly “top 5 dealers” in the UK."
"I can't believe how amazing Lillianstanley has been. Helen answered all my questions and queries without hesitation. Always at the end of an email or phone call to help and guide me through the process. Honestly would recommend them to everyone I know. Amazing!!!!! Excellent!!!"
"One of the best experience I've had Helen was unbelievable she really looked after me cheers"
"Alex was very helpful throughout the process and the communication was top notch. I was happy to accept the bespoke finance in place for my new car and i love my new GLC as well. I would recommend to anyone for a well-tailored plan for your automobile needs."
"I received terms from my existing lender which did not impress me. I thought I would give Lillian Stanley a call. I immediately received a quote that was substantially lower then the one I had received .. Helen worked tirelessly to get the deal over the line and I can wholeheartedly endorse Lillian Stanley and Helen."
"Thanks so much for your recommendation just got off the phone to Helen. What an incredible lady her knowledge is second to none and someone who wants to help and most of all listen to your finance requirements. Not the typical commission breath financiers just in it for the money."
Cars we finance
We are able to fund all of your cars from your daily drive, weekend racer to that special restoration project.
Directly Authorised status disclosure
Lillian Stanley Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FRN: 838153). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk. For complaints information when a transaction is completed online, please also access the Online Dispute Resolution platform at http://ec.europa.eu/consumers/odr/