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Frequently Asked Questions

What documents do you need to apply?

It does differ with each individual but normally the below will be sufficient for a personal application

  • Proof of current UK address – utility bill or bank statement
  • Proof of income – this can be 3 months bank statements along with your tax return or P60
  • Passport and driving license
How long will an application take?

If we are able to get sufficient proofs of income at the time of proposal we normally have acceptance and documents ready to sign within 24 hours.

Can I end my agreement early?

Yes, you can end your agreement early if you wish. There could be early repayment charges to consider, ask your Account Manager for more details prior to entering into an agreement.

How much deposit do I need for car finance?

Most lenders will ask for 10% deposit, this will always be subject to underwriting.

What lenders will you compare with?

We work with most of the major banks and lenders in the marketplace, we will compare the best deals from 35+ lenders for you.

I have bad credit – can you still help?

We like to look at all proposals individually. Some instances are not as bad as clients often suspect so we help guide where we can, and if an option is available we will discuss that in every circumstance to get the best possible deal for our clients.

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